Financial Wellness

Down payment got you down? Is the thought of savings scary? Fear not! Here we’ve got everything you need to understand how to make sure your finances are in great shape to qualify for a home loan.

How 'What Can I Afford?' Is the Wrong Question

FINANCIAL WELLNESS

How 'What Can I Afford?' Is the Wrong...

When you start your homebuying journey, it’s easy to start straying away from...

3 min read

What You Need To Know About Down Payment Gifts

FINANCIAL WELLNESS

What You Need To Know About Down...

Let’s talk about your down payment. Your down payment reduces the amount you...

4 min read

How Varying Sources of Income Can Impact Your Chance at Homebuying

FINANCIAL WELLNESS

How Varying Sources of Income Can...

No matter your age, not everyone works a salaried job from 8 a.m. to 5 p.m....

3 min read

10 Homeownership Costs You Might Not Expect

FINANCIAL WELLNESS

10 Homeownership Costs You Might...

So, you’re thinking of buying your first home. You’ve probably budgeted for...

3 min read

How Your Credit Score Is More Than Just a Number

FINANCIAL WELLNESS

How Your Credit Score Is More Than...

Your life consists of many numbers that paint a picture of your overall...

4 min read

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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender.