We value your business and your privacy Privacy Policy

We value your business and your privacy Privacy Policy

We value your business and your privacy Privacy Policy

Facts What does Atlantic Bay Mortgage Group and its family of companies do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
  • Social Security number and employment history
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Atlantic Bay Mortgage Group and its family of companies chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Atlantic Bay Mortgage Group and its family of companies share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus; or, as permitted by law Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes – information about your transactions and experiences Yes Yes
For our affiliates' everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
To limit our sharing Call us toll free at (866) 877-3143
Please note: If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call (866) 877-3143
Who we are
Who is providing this notice? This notice is provided by Atlantic Bay Mortgage Group and its family of companies, as listed in the section below titled, Atlantic Bay Mortgage Group and its family of companies.
What we do
How does Atlantic Bay and its family of companies protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are committed to safeguarding customer information and preventing its unauthorized access, disclosure, or use. In accessing your personal information, our employees are bound by the Code of Ethics Policy and our information security standards.
How does Atlantic Bay and its family of companies collect my personal information? We collect your personal information, for example, when you:
  • open an account or deposit money
  • apply for a loan or pay bills
  • provide your contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include financial companies with an Atlantic Bay name and other financial companies such as title agencies, mortgage companies, and insurance agencies. For a list of our affiliates, see the section below.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Atlantic Bay Mortgage Group and its family of companies does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you:
  • Our joint marketing partners include financial companies that may provide products or services on our behalf.
Atlantic Bay Mortgage Group and its family of companies
Atlantic Bay Mortgage Group, L.L.C.; Lawn & Mullinix; LenderSelect Mortgage Group; HomeTown Residential Mortgage LLC.