Financial Wellness

Down payment got you down? Is the thought of savings scary? Fear not! Here we’ve got everything you need to understand how to make sure your finances are in great shape to qualify for a home loan.

Yes, You Can Enjoy Life While Saving to Buy a Home

FINANCIAL WELLNESS

Yes, You Can Enjoy Life While Saving...

So, you’re ready to settle down and buy a home — but maybe you’re worried your...

4 min read

Why All Credit Scoring is Not Created Equal

FINANCIAL WELLNESS

Why All Credit Scoring is Not Created...

One of the most important factors a lender looks at when deciding what loan...

3 min read

What’s the Difference Between Locking and Floating Your Rate?

FINANCIAL WELLNESS

What’s the Difference Between Locking...

As you go through the mortgage process, you’ll make several decisions. Who...

3 min read

How much can the seller pay toward my closing costs?

FINANCIAL WELLNESS

How much can the seller pay toward...

There are a lot of different costs and fees associated with the buying a new...

3 min read

All The Single Parents: 4 Ways To Make Homeownership A Reality

FINANCIAL WELLNESS

All The Single Parents: 4 Ways To...

Between running a household, working, and caring for your children, the...

5 min read

Understanding the Loan Estimate

FINANCIAL WELLNESS

Understanding the Loan Estimate

As you enter into the world of homeownership, you’ll encounter a variety of...

4 min read

Weddings and Home Loans: Using Gift Funds for a Down Payment

FINANCIAL WELLNESS

Weddings and Home Loans: Using Gift...

Not only is it wedding season, but it’s also home buying season. And you’d be...

3 min read

Emergency Home Maintenance: How to Cover the Costs

FINANCIAL WELLNESS

Emergency Home Maintenance: How to...

It’s incredibly common to go into homeownership (especially as a new...

3 min read

7 Tips to Get You in Credit Worthy Shape Before Buying a House

FINANCIAL WELLNESS

7 Tips to Get You in Credit Worthy...

Credit is a big factor in the home buying process, and can sometimes be the...

3 min read

How to Improve Your Credit for a Mortgage

FINANCIAL WELLNESS

How to Improve Your Credit for a...

When you’re going into the process of purchasing a home, one of the main...

5 min read

5 Tips for Buying a House With Poor Credit

FINANCIAL WELLNESS

5 Tips for Buying a House With Poor...

Many of us dream of owning our own home. There’s no doubt that homeownership...

4 min read

6 Important Tips for Buying a House on Your Own

FINANCIAL WELLNESS

6 Important Tips for Buying a House...

Buying a house still continues to be a smart, long-term financial decision....

3 min read

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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender.