Financial Wellness

Down payment got you down? Is the thought of savings scary? Fear not! Here we’ve got everything you need to understand how to make sure your finances are in great shape to qualify for a home loan.

Understanding the Loan Estimate

FINANCIAL WELLNESS

Understanding the Loan Estimate

As you enter into the world of homeownership, you’ll encounter a variety of...

4 min read

Weddings and Home Loans: Using Gift Funds for a Down Payment

FINANCIAL WELLNESS

Weddings and Home Loans: Using Gift...

Not only is it wedding season, but it’s also home buying season. And you’d be...

3 min read

Emergency Home Maintenance: How to Cover the Costs

FINANCIAL WELLNESS

Emergency Home Maintenance: How to...

It’s incredibly common to go into homeownership (especially as a new...

3 min read

7 Tips to Get You in Credit Worthy Shape Before Buying a House

FINANCIAL WELLNESS

7 Tips to Get You in Credit Worthy...

Credit is a big factor in the home buying process, and can sometimes be the...

3 min read

How to Improve Your Credit for a Mortgage

FINANCIAL WELLNESS

How to Improve Your Credit for a...

When you’re going into the process of purchasing a home, one of the main...

5 min read

5 Tips for Buying a House With Poor Credit

FINANCIAL WELLNESS

5 Tips for Buying a House With Poor...

Many of us dream of owning our own home. There’s no doubt that homeownership...

4 min read

6 Important Tips for Buying a House on Your Own

FINANCIAL WELLNESS

6 Important Tips for Buying a House...

Buying a house still continues to be a smart, long-term financial decision....

3 min read

How Much Will My Property Tax and Insurance Payment Be?

FINANCIAL WELLNESS

How Much Will My Property Tax and...

Now that you’re a property owner or considering becoming one in the near...

4 min read

How to Buy a House While Also Selling Your Current One

FINANCIAL WELLNESS

How to Buy a House While Also Selling...

The house had the primary features I wanted. It was light and airy, it had...

3 min read

Buying a House as an Investment Property

FINANCIAL WELLNESS

Buying a House as an Investment Property...

Real estate is a popular investment aside from stocks and bonds, and most...

7 min read

Is there a difference between prepaids and closing costs?

FINANCIAL WELLNESS

Is there a difference between prepaids...

When you look at your Closing Disclosure for your home purchase, you may...

3 min read

8 Important Questions About Escrow Answered

FINANCIAL WELLNESS

8 Important Questions About Escrow...

During the mortgage loan process, you may hear the word “escrow” tossed around...

3 min read

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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender.