Financial Wellness

Down payment got you down? Is the thought of savings scary? Fear not! Here we’ve got everything you need to understand how to make sure your finances are in great shape to qualify for a home loan.

Building a Strong Credit History from Scratch

FINANCIAL WELLNESS

Building a Strong Credit History...

Having a good credit score is essential to most things. You’ll need good...

4 min read

4 Tax Deductions That Are Big Perks of Homeownership

FINANCIAL WELLNESS

4 Tax Deductions That Are Big Perks...

Becoming a homeowner is something to be proud of. All of your hard work saving...

3 min read

Financing Tips for Buying Unconventional Homes

FINANCIAL WELLNESS

Financing Tips for Buying Unconventional...

Alternative and unconventional homes are gaining in popularity. From tiny...

4 min read

The Best Ways To Decrease Your Home Living Costs

FINANCIAL WELLNESS

The Best Ways To Decrease Your Home...

Saving money is something most of us strive to do, especially once you become...

3 min read

4 Questions About Down Payments Answered

FINANCIAL WELLNESS

4 Questions About Down Payments Answered...

A big deterrent to buying a home is the “ominous down payment.” The thought of...

3 min read

Yes, You Can Enjoy Life While Saving to Buy a Home

FINANCIAL WELLNESS

Yes, You Can Enjoy Life While Saving...

So, you’re ready to settle down and buy a home — but maybe you’re worried your...

4 min read

Why All Credit Scoring is Not Created Equal

FINANCIAL WELLNESS

Why All Credit Scoring is Not Created...

One of the most important factors a lender looks at when deciding what loan...

3 min read

What’s the Difference Between Locking and Floating Your Rate?

FINANCIAL WELLNESS

What’s the Difference Between Locking...

As you go through the mortgage process, you’ll make several decisions. Who...

3 min read

How much can the seller pay toward my closing costs?

FINANCIAL WELLNESS

How much can the seller pay toward...

There are a lot of different costs and fees associated with the buying a new...

3 min read

All The Single Parents: 4 Ways To Make Homeownership A Reality

FINANCIAL WELLNESS

All The Single Parents: 4 Ways To...

Between running a household, working, and caring for your children, the...

5 min read

Understanding the Loan Estimate

FINANCIAL WELLNESS

Understanding the Loan Estimate

As you enter into the world of homeownership, you’ll encounter a variety of...

4 min read

Weddings and Home Loans: Using Gift Funds for a Down Payment

FINANCIAL WELLNESS

Weddings and Home Loans: Using Gift...

Not only is it wedding season, but it’s also home buying season. And you’d be...

3 min read

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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender.