Financial Wellness

Down payment got you down? Is the thought of savings scary? Fear not! Here we’ve got everything you need to understand how to make sure your finances are in great shape to qualify for a home loan.

The Tax Benefits of Homeownership

FINANCIAL WELLNESS

The Tax Benefits of Homeownership...

Tax season. For some, that means anxiety. For others, hope for a tax refund.

4 min read

What’s a FICO Score? Your Credit Scoring Guide

FINANCIAL WELLNESS

What’s a FICO Score? Your Credit...

Your all-in-one FICO scoring guide.

6 min read

The Beginner’s Guide To Making a Budget

FINANCIAL WELLNESS

The Beginner’s Guide To Making a Budget

Master budgeting basics with our beginner's guide.

5 min read

10 Ways To Put Your Tax Refund Toward a New Home

FINANCIAL WELLNESS

10 Ways To Put Your Tax Refund Toward a New Home

Invest in homeownership by putting your tax refund to work!

4 min read

What is Down Payment Assistance and Do You Qualify?

FINANCIAL WELLNESS

What is Down Payment Assistance and...

Try these resources for down payment assistance.

2 min read

5 Ways to Save for a Down Payment

FINANCIAL WELLNESS

5 Ways to Save for a Down Payment

Break down the saving process into small money moves!

3 min read

Buying a Home With Retirement Savings: Pros and Cons

FINANCIAL WELLNESS

Buying a Home With Retirement Savings: Pros and Cons

Tapping into your retirement savings now has benefits and drawbacks.

4 min read

Your 2023 Tax Preparation Starts Now

FINANCIAL WELLNESS

Your 2023 Tax Preparation Starts...

Set yourself up for success this tax season by making these early preparations.

3 min read

Pay Off Debt With a Cash-Out Refinance

FINANCIAL WELLNESS

Pay Off Debt With a Cash-Out Refinance...

Use your home's equity for a cash-out refinance and pay off money you owe.

3 min read

Making a Down Payment? Use Gift Funds!

FINANCIAL WELLNESS

Making a Down Payment? Use Gift Funds!...

Loan programs each have their own rules and limits about gift funds.

3 min read

Medical Debt and Credit Reports: The Latest Updates

FINANCIAL WELLNESS

Medical Debt and Credit Reports:...

Approximately 70% of medical collections are affected by the new updates.

2 min read

Financial Planning Tips for First-Time Homebuyers

FINANCIAL WELLNESS

Financial Planning Tips for First-Time...

Get your finances in order beforehand so buying is the easy part!

4 min read

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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender.