MORTGAGE MATTERS

3 min read

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Jun 2024

Atlantic Bay Celebrates National Homeownership Month

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WHAT YOU'LL LEARN

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What National Homeownership Month means

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Our affordable housing efforts

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Testimonials from our borrowers

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WHAT YOU'LL LEARN

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What National Homeownership Month means

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Our affordable housing efforts

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Testimonials from our borrowers

National Homeownership Month, celebrated every June, recognizes the importance of homeownership in building strong communities and personal wealth for all. 

And here at Atlantic Bay Mortgage Group®, we take pride in supporting homeowners and aspiring homeowners in achieving their dreams. Our commitment extends beyond providing financing; it's our goal to empower our community members through education, one-on-one engagement, and unmatched personalized service. 

The 10 Best Benefits of Owning a Home 

Owning a home is more than just having a roof over your family’s heads; it’s stability, financial opportunity, and the hub for memories that’ll last a lifetime. National Homeownership Month and beyond, our entire team works tirelessly to help more families join the ranks of homeownership and experience:  

  1. The market is still right for it.. While interest rates were higher in 2023, they’re trending downward throughout 2024.

  2. Redecorate and renovate how you want. Your home can match your needs, tastes, and style.

  3. Home prices tend to rise over time, meaning your home is one of the smartest investments you can make.

  4. Build equity as a homeowner and watch your wealth and net worth increase over time.

  5. Use your equity you’ve used to make home improvements, renovations, or pay down debt.

  6. No more rent hikes. Stable monthly payments support your greatest investment.

  7. Unique tax deductions and benefits on mortgage insurance certainly won’t hurt you once April rolls around (consult your tax professional, too!).

  8. No more leases or landlords to worry about. Gain true privacy with a place that’s yours.

  9. Pet ownership is allowed. Dr. Doolittle won’t have anything on you.

  10. The sense of community your family will experience as a homeowner can be life-changing. Every neighbor shares one common goal – leading the best life possible.

Start saving for your new home today with the Knowledge Center!

How Atlantic Bay Promotes Affordable and Equitable Housing 

Too many among us face numerous homebuying challenges and inequities, from receiving mortgage options to saving for a down payment. 

So, guaranteeing a smooth journey for all, from “hello” to “paid in full”, is a top priority at Atlantic Bay. Our award-winning Mortgage Bankers and their teams don’t take their experience and wealth of knowledge for granted; they offer personalized guidance, helping buyers from all walks of life navigate the complex process with confidence.

SmartPath to Homeownership 

The journey to a new home begins with the first step. SmartPath to Homeownership helps you live your best life through the homeownership journey. We ensure a broad range of home loans, dedicated service, and a tailor-made roadmap for all homebuyers in all our communities. No matter your situation, Atlantic Bay has a solution for you... 

“Homeownership should be within reach for anyone, and SmartPath™ is a small step we’re taking to reach more people and lend a little peace of mind as they navigate their homeownership journeys.”

- Hannah McManus, Director of Branded Family of Companies.

“I Want to Learn More”

La Bahía 

La Bahía (“The Bay”) is a hub of homeownership tools, resources, and support Spanish-speaking borrowers can use to build their lives, enjoy time with their families, and take real ownership in their communities. 

La Bahía’s cornerstone is to spread education and access to consumers in all our communities regarding homeownership. Our geographic footprint encompasses diverse backgrounds and stories, so to better meet our consumers’ needs whose first language is Spanish, we constructed the Limited English Proficient (LEP) program.  

“Atlantic Bay genuinely cares about the families we serve…La Bahía provides the tools and resources for the homebuying experience people want and need to make educated decisions for their future.” 

- Emily Farley, Chief Lending Officer 

"Quiero Aprender Más"

Writing Your Next Chapter... 

The Atlantic Bay team is proud to help you write your next chapter this National Homeownership Month or whenever you’re ready to step into the joys of homeownership!