Licensed in SC

Joel C Ridings

Mortgage Banker | NMLS# 1476316

125 Oregon Ave.
Greenwood, SC 29646
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joelridings@atlanticbay.com

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

“I give my clients a really good idea of what’s going on and stay in constant contact so they feel confident about the progression of their loan.”

Joel Ridings started his career in finance and mortgage in 2007. Described by his clients as always professional and courteous, he explains…

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We've collected reviews from my clients so that you can see how I'm doing.

The results are in...

OVERALL CUSTOMER SATISFACTION
5 OUT OF 5

Joel did a wonderful job and exceeded expectations.

-Clint S.

Accomplishments


CERTIFICATION:
Licensed Loan Officer
SPECIALIZING IN:
Purchase and Refinance

130,000+

Families Helped

98.4%

Customer Satisfaction

99.7%

Closed On Time

Financing Tool Kit

Hand-picked tools designed to educate and inform


CALCULATE YOUR MONTHLY PAYMENT
$ 1074.18

Estimated Monthly Mortgage Payment

Number of Payments:

360

Total Payed:

$386,704.80

This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.

Celebrating More than 20 Years of

Lending Peace of Mind

Community Commitment

AB Cares Logo

Our Mission: Atlantic Bay Cares is the community outreach arm of Atlantic Bay Mortgage Group with the primary goal of changing lives in communities through doing good and giving back to causes meaningful to our employees.

Joel C Ridings

Mortgage Banker | NMLS #1476316
Licensed in SC