George

George Scott has been a Mortgage Banker with Atlantic Bay since 1998, where he has helped hundreds of borrowers purchase homes. Fifty percent of George’s clients are first-time homebuyers.

Atlantic Bay clients appreciate George for his easy-going manner, a characteristic that provides a calming and reassuring frame of mind for borrowers as closing time nears. He says, “I like working with first-time homebuyers and educating them on buying, telling them what to expect and dispelling the many myths. A lot of people say it’s difficult to get a mortgage loan these days. It isn’t difficult, it’s tedious. It’s not always about the lowest rate or the lowest price.”

George often counsels clients on credit issues to help them improve their ratings. He advises clients that poor credit ratings develop over time and can’t be fixed overnight. If people have a game plan and stick to it, they can improve their credit rating and position themselves to eventually buy a home. A Virginia Housing Development Authority (VHDA) trainer, George says, “Helping clients when they really don’t think they can become a homebuyer is very rewarding, especially at closing. Their faces light up when they realize they’ve purchased and provided a safe place for their family. To see their expressions is very gratifying for me.”

George is on the board of the Hampton Roads Housing Consortium and is chair of its membership committee. In addition, he has been active in the Hampton Roads Committee of 200+Men, an organization that educates, mentors, and spotlights young African American males across Hampton Roads and the Peninsula. The organization sponsors an annual Scholar’s Breakfast honoring all African American men graduating with a GPA of 3.0 or higher, where they announce Virginia state college scholarships. He says, “It’s very impressive to see the recipients walk across the stage to receive their awards.”