Brick by Brick
Celebrating Black History Month 2025

During the month of February, Atlantic Bay celebrates the resilience, achievements, and contributions of Black Americans from yesterday and today. From the top down, our team is committed to serving all homebuyers of all backgrounds in the pursuit of their dreams. Together, we lay the foundation, brick by brick, for a sustainable, more equitable future.

Lay your foundation

Architects of Change

Black History Month offers the distinct opportunity to inspire and empower the next generation of African American leaders by reflecting on what has been. By celebrating the achievements of those who have come before us, we can encourage and support young people interested in pursuing careers in the mortgage industry.

Lisa Rice

National Fair Housing Alliance (NFHA) President and CEO

A leading voice for fair housing, and has significantly advanced housing equity through policy reform, legal action, and advocacy for millions.

John Hope Bryant

Operation HOPE Founder, Chairman, and CEO

Entrepreneur, author, and the founder of Operation HOPE, a non-profit focused on financial literacy and economic empowerment, aiming to uplift underserved communities through financial inclusion.

Tony Thompson

National Association of Minority Mortgage Bankers of America (NAMMBA) Founder and CEO

Instrumental in creating opportunities for underrepresented professionals in the mortgage industry through advocacy, education, and networking.

Latest Homeownership Rates for Black Americans

By State*

South Carolina

Delaware

Mississippi

Alabama

Mississippi (57%), South Carolina (56%), and Delaware (54%) were the states with the highest homeownership rates for Black Americans in 2022, according to NAR. In contrast, North Dakota (19%), Wyoming (19%), and Wisconsin (26%) had the lowest homeownership rates.

NAR's report found, "the homeownership rate for Black Americans varied from 19% to 57% across the country. Among 51 states, including the District of Columbia, 16 states had a homeownership rate for Black Americans higher than 44.1% - the national rate - in 2022."

*Source: National Association of REALTORS® (NAR) Research Group's 2024 Snapshot of Race and Home Buying in America report

Empowering Financial Health For All

Atlantic Bay is committed to serving homebuyers in every community with comprehensive wealth-building opportunities, ensuring inclusivity and accessibility for all.

Explore our selection of resources crafted to help you live your best life throughout the homebuying process - and beyond.

Smart Path To Homeownership

Down Payment Assistance

Homebound Grant Program