Tony Garshnick | Waxhaw, NC Atlantic Bay Mortgage Group
- Tony Garshnick
- Producing Sales Manager & Certified Mortgage Planner
- NMLS #85018
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
A little more about me.
Faith, family, and a rock-solid financial foundation. These are the values that guide Tony Garshnick both personally and professionally. With more than 20 years of mortgage lending experience and over 1,500 individuals and families helped, Tony is a trusted Mortgage Planner and Branch Manager with Atlantic Bay Mortgage Group in Waxhaw, North Carolina. As a Certified Mortgage Planner, Tony believes a mortgage is more than just an interest rate or monthly payment. It's an important financial decision that should support your family's immediate needs, long-term goals, and overall financial well-being. Proudly serving Waxhaw and the greater Charlotte area, Tony has called the Waxhaw community home since 2005. His office is conveniently located at 3512 Providence Rd S, Suite C, Waxhaw, NC 28173, where he helps homebuyers and homeowners throughout Union County, Mecklenburg County, and the surrounding Charlotte metropolitan area.
His North Carolina service areas include Waxhaw, Weddington, Marvin, Wesley Chapel, Mineral Springs, Monroe, Indian Trail, Stallings, Matthews, Ballantyne, South Charlotte, Pineville, and Charlotte. Licensed in both North Carolina and South Carolina, Tony also serves Indian Land, Fort Mill, Tega Cay, Rock Hill, and Lancaster, including communities throughout Lancaster County and York County, SC.
Tony specializes in helping first-time homebuyers, move-up buyers, self-employed borrowers, real estate investors, veterans, military families, and relocating families navigate their home financing options. His mortgage solutions include Conventional, FHA, VA, USDA, Jumbo, construction-to-permanent, renovation, and investment property loans, along with down payment assistance programs and refinancing options.
As a Certified Military Mortgage Specialist, Tony takes particular pride in helping veterans and military families understand the benefits and opportunities available through VA home financing.
What sets Tony apart is his mortgage planning approach. Rather than focusing solely on getting a loan approved, he takes time to educate clients, compare financing strategies, and help them make informed decisions that align with their financial future. His goal is to develop relationships that extend well beyond the closing table, serving as a trusted mortgage resource for years to come.
Outside of the mortgage business, Tony is active in his local church and community. He enjoys spending time with his wife, Alissa, and their two daughters. His commitment to faith, family, and service is reflected in the care and attention he brings to every client relationship.
Whether you're buying a home in Waxhaw, relocating to the Charlotte area, purchasing in Union County, or exploring home financing opportunities across the North Carolina–South Carolina state line, Tony Garshnick is here to help you make your next move with confidence.
Tony Garshnick | Atlantic Bay Mortgage Group
Mortgage Planner & Branch Manager
3512 Providence Rd S, Suite C
Waxhaw, NC 28173
Phone: (704) 778-6205
Website: https://www.atlanticbay.com/tonyg/
Licensed in North Carolina & South Carolina
NMLS #85018
Faith, family, and a rock-solid financial foundation. These are the values that guide Tony Garshnick both personally and professionally. With more than 20 years of mortgage lending experience and over 1,500 individuals and families helped, Tony is a trusted Mortgage Planner and Branch Manager with Atlantic Bay Mortgage Group in Waxhaw, North Carolina. As a Certified Mortgage Planner, Tony believes a mortgage is more than just an interest rate or monthly payment. It's an important financial decision that should support your family's immediate needs, long-term goals, and overall financial well-being. Proudly serving Waxhaw and the greater Charlotte area, Tony has called the Waxhaw community home since 2005. His office is conveniently located at 3512 Providence Rd S, Suite C, Waxhaw, NC 28173, where he helps homebuyers and homeowners throughout Union County, Mecklenburg County, and the surrounding Charlotte metropolitan area.
His North Carolina service areas include Waxhaw, Weddington, Marvin, Wesley Chapel, Mineral Springs, Monroe, Indian Trail, Stallings, Matthews, Ballantyne, South Charlotte, Pineville, and Charlotte. Licensed in both North Carolina and South Carolina, Tony also serves Indian Land, Fort Mill, Tega Cay, Rock Hill, and Lancaster, including communities throughout Lancaster County and York County, SC.
Tony specializes in helping first-time homebuyers, move-up buyers, self-employed borrowers, real estate investors, veterans, military families, and relocating families navigate their home financing options. His mortgage solutions include Conventional, FHA, VA, USDA, Jumbo, construction-to-permanent, renovation, and investment property loans, along with down payment assistance programs and refinancing options.
As a Certified Military Mortgage Specialist, Tony takes particular pride in helping veterans and military families understand the benefits and opportunities available through VA home financing.
What sets Tony apart is his mortgage planning approach. Rather than focusing solely on getting a loan approved, he takes time to educate clients, compare financing strategies, and help them make informed decisions that align with their financial future. His goal is to develop relationships that extend well beyond the closing table, serving as a trusted mortgage resource for years to come.
Outside of the mortgage business, Tony is active in his local church and community. He enjoys spending time with his wife, Alissa, and their two daughters. His commitment to faith, family, and service is reflected in the care and attention he brings to every client relationship.
Whether you're buying a home in Waxhaw, relocating to the Charlotte area, purchasing in Union County, or exploring home financing opportunities across the North Carolina–South Carolina state line, Tony Garshnick is here to help you make your next move with confidence.
Tony Garshnick | Atlantic Bay Mortgage Group
Mortgage Planner & Branch Manager
3512 Providence Rd S, Suite C
Waxhaw, NC 28173
Phone: (704) 778-6205
Website: https://www.atlanticbay.com/tonyg/
Licensed in North Carolina & South Carolina
NMLS #85018
What can you afford?
Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.
from AB Insurance.