Tom Kulis
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.
"I am dealing with your life and your family’s life. At this point, it’s one of the most important things you have going on. It’s something you only do two or three times in your life and I have to take that seriously.”
Open, honest and straightforward, Tom Kulis has developed time-saving methods that make the mortgage process easy for borrowers, ensuring…
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The results are in...
OVERALL CUSTOMER SATISFACTION
5 OUT OF 5
Accomplishments
CERTIFICATION:
Licensed Loan Officer
SPECIALIZING IN:
Purchase and Refinance
130,000+
Families Helped
98.4%
Customer Satisfaction
99.7%
Closed On Time
Financing Tool Kit
Hand-picked tools designed to educate and inform
CALCULATE YOUR MONTHLY PAYMENT
$ 1074.18
Estimated Monthly Mortgage Payment
Number of Payments:
360
Total Payed:
$386,704.80
This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.
Fundamental principles on the subjects that matter most
HOME OWNERSHIP ESSENTIALS
Mortgage Banker | NMLS #210449
Licensed in VA
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.
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