Atlantic Bay Mortgage Team Team Woodard, NMLS #1771992 | #1913797

Michael & Kelsey

  • Team Woodard
  • Mortgage Team
  • NMLS #1771992 | #1913797
    • Licensed in NC, SC, FL

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about us.

We understand that no two homebuyers are alike. That’s why we find the best financing situations to fit your unique needs.

Contact us

As a trusted mortgage banker and production partner at Atlantic Bay Mortgage Group®, we understand the many steps, moving parts, and information involved in the home loan process. When you work with us to achieve your homeownership dreams, our goal is to make you feel like you’re our only client. With our years of experience, top-notch customer service, and extensive mortgage knowledge, you can expect an enjoyable home buying journey from start to finish.

Whether you are a first-time homebuyer, seasoned real estate investor, fall somewhere in between, or want to learn more about refinancing, we prioritize communication, transparency, and your comfort during the mortgage process. Trust in our guidance so you can enjoy a stress-free journey to closing. We are here to help you reach your financial goals and are by your side every step of the way.

As a trusted mortgage banker and production partner at Atlantic Bay Mortgage Group®, we understand the many steps, moving parts, and information involved in the home loan process. When you work with us to achieve your homeownership dreams, our goal is to make you feel like you’re our only client. With our years of experience, top-notch customer service, and extensive mortgage knowledge, you can expect an enjoyable home buying journey from start to finish.

Whether you are a first-time homebuyer, seasoned real estate investor, fall somewhere in between, or want to learn more about refinancing, we prioritize communication, transparency, and your comfort during the mortgage process. Trust in our guidance so you can enjoy a stress-free journey to closing. We are here to help you reach your financial goals and are by your side every step of the way.

Contact us

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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Lending Peace of Mind
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Information is for educational purposes only and should not be relied upon by you. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( nmlsconsumeraccess.org) is an Equal Opportunity Lender. #72043 ( nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.