Atlantic Bay Mortgage Banker Robert Ziker, NMLS #85240

Bob

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I understand and appreciate how important it is to own a home — a safe haven for them and their families.

Extending a sincere handshake and a warm smile, Bob Ziker has been helping families enter the world of homeownership since 1997.

Bob is the type of person you want on your side when you have a serious decision to make, such as financing a home. He freely shares his extensive mortgage knowledge, assesses your situation, and offers solid information based on his 20 years of success.

“I get along very well with people, especially first time homebuyers. I give them the full gamut, face-to-face, and tell them what they’re getting into,” says Bob. “Buying a home is the largest purchase of their life. When they sign the papers, it means something.” Available nights and weekends, Bob takes the time to review everything with his clients. He helps them understand they must gain or retain their credit standing and explains what the paperwork means.

“I know the world is going electronic but I feel the personal touch is important. I tell my clients I’m here forever for them. It becomes a permanent relationship,” says Bob. “At the closing, they’re just so happy. It’s just the greatest experience.”

Extending a sincere handshake and a warm smile, Bob Ziker has been helping families enter the world of homeownership since 1997.

Bob is the type of person you want on your side when you have a serious decision to make, such as financing a home. He freely shares his extensive mortgage knowledge, assesses your situation, and offers solid information based on his 20 years of success.

“I get along very well with people, especially first time homebuyers. I give them the full gamut, face-to-face, and tell them what they’re getting into,” says Bob. “Buying a home is the largest purchase of their life. When they sign the papers, it means something.” Available nights and weekends, Bob takes the time to review everything with his clients. He helps them understand they must gain or retain their credit standing and explains what the paperwork means.

“I know the world is going electronic but I feel the personal touch is important. I tell my clients I’m here forever for them. It becomes a permanent relationship,” says Bob. “At the closing, they’re just so happy. It’s just the greatest experience.”

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.