Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
I understand and appreciate how important it is to own a home — a safe haven for them and their families.
Extending a sincere handshake and a warm smile, Bob Ziker has been helping families enter the world of homeownership since 1997.
Bob is the type of person you want on your side when you have a serious decision to make, such as financing a home. He freely shares his extensive mortgage knowledge, assesses your situation, and offers solid information based on his 20 years of success.
“I get along very well with people, especially first time homebuyers. I give them the full gamut, face-to-face, and tell them what they’re getting into,” says Bob. “Buying a home is the largest purchase of their life. When they sign the papers, it means something.” Available nights and weekends, Bob takes the time to review everything with his clients. He helps them understand they must gain or retain their credit standing and explains what the paperwork means.
“I know the world is going electronic but I feel the personal touch is important. I tell my clients I’m here forever for them. It becomes a permanent relationship,” says Bob. “At the closing, they’re just so happy. It’s just the greatest experience.”
Extending a sincere handshake and a warm smile, Bob Ziker has been helping families enter the world of homeownership since 1997.
Bob is the type of person you want on your side when you have a serious decision to make, such as financing a home. He freely shares his extensive mortgage knowledge, assesses your situation, and offers solid information based on his 20 years of success.
“I get along very well with people, especially first time homebuyers. I give them the full gamut, face-to-face, and tell them what they’re getting into,” says Bob. “Buying a home is the largest purchase of their life. When they sign the papers, it means something.” Available nights and weekends, Bob takes the time to review everything with his clients. He helps them understand they must gain or retain their credit standing and explains what the paperwork means.
“I know the world is going electronic but I feel the personal touch is important. I tell my clients I’m here forever for them. It becomes a permanent relationship,” says Bob. “At the closing, they’re just so happy. It’s just the greatest experience.”
Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.
from AB Insurance.