Featured Article When Is It a Good Time to Buy a House?

Featured Article When Is It a Good Time to Buy a House?

Featured Article When Is It a Good Time to Buy a House?

Category: Mortgages


Financing Options for Your Fixer Upper

Financing Options for Your Fixer Upper

You found a house that checks off all the items on your wishlist, but the kitchen needs renovations. A renovation loan is a loan that also allows you to renovate your home. There are several renovation loan options, both for buying and refinancing.

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Lowering Your Monthly Mortgage Payment

Lowering Your Monthly Mortgage Payment: Before and After the Loan

Like many homebuyers or homeowners, your monthly payment is probably one of top things you consider when financing your home….

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Refinancing vs. Recasting: Which is Right for You?

Refinancing vs. Recasting: Which One is Right For You?

Once you become a homeowner, you will make monthly mortgage payments. As you pay back your loan, you may have…

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Are You Living Above Your Means? Mortgage Affordability 101

Are You Living Above Your Means? Mortgage Affordability 101

When you apply for a loan, your lender is going to look at a few factors to determine how much you qualify for. You may qualify for more than you’re comfortable paying. This could force you to stretch above your means, causing you financial stress.

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What's Right for You? Comparing Mortgage Options

What’s Right for You? Comparing Mortgage Options

Are you ready to be a homeowner and considering getting a mortgage loan? There are many different loan programs and…

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what is amortization schedule?

What Is an Amortization Schedule?

As you make monthly payments, you are paying down your principal balance and paying your lender interest. A payment schedule shows you what dates you have payments due, and how much you owe, but an amortization schedule takes that a few steps further.

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Should I Begin the Home Buying Process with a Lender or Agent?

Should I Begin the Home Buying Process with a Lender or Agent?

Ready to purchase a new home? You might be on the hunt for a good real estate agent, but there…

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What is mortgage servicing

What Is Mortgage Servicing?

The mortgage process can be complex, with lots of moving pieces. To better understand the mortgage process, it’s important to…

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Can My Monthly Mortgage Payment Ever Change?

Can My Monthly Mortgage Payment Ever Change?

Once you close on your loan, you will start making monthly mortgage payments. For the most part, your mortgage payment will stay constant. However, depending on your loan type and a few other variables, you should be prepared for some fluctuation.

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Documentation needed for the mortgage process

What Documentation Is Needed to Apply for a Mortgage?

Applying for a mortgage may seem like a complex process – and perhaps you aren’t sure where to begin. The…

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