The Time Is Right to Save

USDA fees plunged to new lows, making it the right time to buy or refinance.

Now's the time to take advantage of long-term savings and lower rates.
  • This field is for validation purposes and should be left unchanged.

Or call us at 1.855.270.6656

Backed by the U.S. Department of Agriculture, the USDA home loan offers low- to moderate-income homebuyers looking to live in rural communities the opportunity to own a home at affordable rates. With rates at an all-time-low, it’s especially a great time to become a homeowner, or refinance.

On October 1, 2016, USDA reduced their up-front guarantee fee from 2.75% to 1.0%
and their annual fee from .50% to .35% for purchasing and refinancing.

USDA LOAN ADVANTAGES
  • Purchase Loans
  • No down payment required
  • Low upfront guarantee and annual fee
  • Non-traditional credit allowed
  • Not exclusive to first-time homebuyers
  • Refinance Program
  • No appraisal
  • No out-of-pocket-funds to close
  • No debt-to-income requirements*
  • Skip a monthly payment

Looking to refinance? USDA’s Streamlined-Assist Refinance Program doesn’t require an appraisal and is designed to save you money every month. Because you’ve already qualified for a USDA loan, you’ll need less documents to refinance, allowing you to close quicker and save money long term.

Income limits apply. If you have a brokerage relationship with another agency, this is not intended as a solicitation. This communication is provided to you for informational purposes only and should not be relied upon by you. Featured real estate company is not a mortgage lender and so you should contact Atlantic Bay Mortgage Group, L.L.C. directly to learn more about its mortgage products and your eligibility for such products. All information deemed reliable but not guaranteed. Loan programs, interest rates, and fees are subject to change without notice. All loans subject to credit approval and property appraisal. Not a commitment to lend. For refinances, the total finance charges may be higher over the life of the loan. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender.

The Time Is Right to Save

USDA fees plunged to new lows, making it the right time to buy or refinance.

Now's the time to take advantage of long-term savings and lower rates.
  • This field is for validation purposes and should be left unchanged.

Or call us at 1.855.270.6656

Backed by the U.S. Department of Agriculture, the USDA home loan offers low- to moderate-income homebuyers looking to live in rural communities the opportunity to own a home at affordable rates. With rates at an all-time-low, it’s especially a great time to become a homeowner, or refinance.

On October 1, 2016, USDA reduced their up-front guarantee fee from 2.75% to 1.0%
and their annual fee from .50% to .35% for purchasing and refinancing.

USDA LOAN ADVANTAGES
  • Purchase Loans
  • No down payment required
  • Low upfront guarantee and annual fee
  • Non-traditional credit allowed
  • Not exclusive to first-time homebuyers
  • Refinance Program
  • No appraisal
  • No out-of-pocket-funds to close
  • No debt-to-income requirements*
  • Skip a monthly payment

Looking to refinance? USDA’s Streamlined-Assist Refinance Program doesn’t require an appraisal and is designed to save you money every month. Because you’ve already qualified for a USDA loan, you’ll need less documents to refinance, allowing you to close quicker and save money long term.

Income limits apply. If you have a brokerage relationship with another agency, this is not intended as a solicitation. This communication is provided to you for informational purposes only and should not be relied upon by you. Featured real estate company is not a mortgage lender and so you should contact Atlantic Bay Mortgage Group, L.L.C. directly to learn more about its mortgage products and your eligibility for such products. All information deemed reliable but not guaranteed. Loan programs, interest rates, and fees are subject to change without notice. All loans subject to credit approval and property appraisal. Not a commitment to lend. For refinances, the total finance charges may be higher over the life of the loan. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender.

The Time Is Right to Save

USDA fees plunged to new lows, making it the right time to buy or refinance.

Now's the time to take advantage of long-term savings and lower rates.
  • This field is for validation purposes and should be left unchanged.

Or call us at 1.855.270.6656

Backed by the U.S. Department of Agriculture, the USDA home loan offers low- to moderate-income homebuyers looking to live in rural communities the opportunity to own a home at affordable rates. With rates at an all-time-low, it’s especially a great time to become a homeowner, or refinance.

On October 1, 2016, USDA reduced their up-front guarantee fee from 2.75% to 1.0%
and their annual fee from .50% to .35% for purchasing and refinancing.

USDA LOAN ADVANTAGES
  • Purchase Loans
  • No down payment required
  • Low upfront guarantee and annual fee
  • Non-traditional credit allowed
  • Not exclusive to first-time homebuyers
  • Refinance Program
  • No appraisal
  • No out-of-pocket-funds to close
  • No debt-to-income requirements*
  • Skip a monthly payment

Looking to refinance? USDA’s Streamlined-Assist Refinance Program doesn’t require an appraisal and is designed to save you money every month. Because you’ve already qualified for a USDA loan, you’ll need less documents to refinance, allowing you to close quicker and save money long term.

Income limits apply. If you have a brokerage relationship with another agency, this is not intended as a solicitation. This communication is provided to you for informational purposes only and should not be relied upon by you. Featured real estate company is not a mortgage lender and so you should contact Atlantic Bay Mortgage Group, L.L.C. directly to learn more about its mortgage products and your eligibility for such products. All information deemed reliable but not guaranteed. Loan programs, interest rates, and fees are subject to change without notice. All loans subject to credit approval and property appraisal. Not a commitment to lend. For refinances, the total finance charges may be higher over the life of the loan. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender.