The Time is Right to Save

Effective October 1, 2016, USDA is reducing their upfront guarantee fee from 2.75% to 1.0% and their annual fee from .50% to .35% for purchasing and refinancing in the Roanoke area.

Submit your information to learn more about the USDA’s new low rates for purchase and refinance.

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Or call us at 1.855.270.6656

USDA Purchase Loan Advantages

  • No down payment required
  • Low upfront guarantee and annual fee
  • Non-traditional credit allowed
  • Not exclusive to first-time homebuyers

USDA Refinance Program Advantages

  • No appraisal
  • No out-of-pocket-funds to close
  • No debt-to-income requirements*
  • Skip a monthly payment

Backed by the US Department of Agriculture, the USDA home loan offers those living in rural communities the opportunity to own a home at affordable rates. Now, with rates at an all-time-low, it’s an especially a great time to become a homeowner.

Looking to refinance? USDA’s Streamlined-Assist Refinance program is designed to save you money every month. Because you’ve already qualified for a USDA loan, you’ll need less documents to refinance, allowing you to close quicker and save money long-term.

*USDA income limits apply. Primary residents only for a 30-year fixed rate loan. Must have no late payments in the last 12 months.